If a day can suck, today was the day. I was ready to get over to a customers house and replace a post where a gates hinges on. he said not today, but come to the office and get a check for work already done on previous projects. He had no problem with giving me a check for the amount billed, and I had no problem accepting it. I then headed over to the Credit union that I've been using for the last year. My personal credit union is on the north side of town, about 15 miles. So, I get over to this CU, and have about 4 cars in front of me in the drive through. The lane to my left also had about 4 cars in it. About 10 minutes later, the car next to me pulls up another car length, and to my surprise, this is what is next in the drive through. She's also wearing a mask, but no gloves.. She's got the fear..
Take note of the distance from her and the vacuum tube thing. At least 5 feet, but she did end up putting things into it, without gloves, and then it was returned immediately. I couldn't hear what was going on, but I could hear that she was getting irritated. She had to pull the mask away to be understood, still no gloves.
Eventually I could hear that one of the tellers would meet her at the front door because she didn't have something they needed to take care of her. She did keep her distance from the (can't remember what it's called other than the sucker)......
Now it finally was my time to take care of business after being in line for over 20 minutes being entertained by the pedestrian in the drive through lane. they would not take care of me because this virus thing has done something to the Credit union sharing policy they have with my personal credit union. I was told to go there to take care of my business. Shucks, that is over 15 miles through town and almost a 30-40 minute drive.
When I arrived at my CU, I was pleased as punch to be the only car there. I quizzed the drive up teller about what was going on with the sharing policy with other CU's, and was told this virus thing is the cause. I gave her the check, wanted 500 cash back and deposit the balance. She disappeared and came back about a minute later stating the check would have to be in the system for 3 days before I could use any funds. Crap. Oh well, what about the 500 cash? "you can get only 200 cash back." Ok, so I got 300 less than I wanted, which was no big deal. I had anothercheck for 500+ from another customer and I'd just go over to his Credit Union and cash the check.
When I got there, this was blocking the only open drive through lane
I waited over 25 minutes with no response from the driver. Finally someone from the CU came out to talk to the Loomis people. She headed back towards the building and I had to stop her for an answer as to how much longer would it be before the lane would be opened. I was told anywhere from 10 -20 more minutes. The drive through machine was low on cash, and the Loomis people were reloading the machine. I waited over 10 minutes, got pissed, and managed to maneuver my way out of there because I knew where another branch of that CU was. When I got there, I was 4 cars behind. Another 25 minutes later, I was at the machine. Called the teller to ask how to go about this, and was told to put in my member number, and follow the directions on the screen.
I told her I was not a member of this CU, and she said basically, "You need to go to YOUR bank to get that cashed. We don't cash checks for non members." Crap and crap. Now, I'm just about 30 miles from my CU and only 5 miles from home. I went home. Almost 3 1/2 hours wasted sitting in lines at CU's only to be told sorry, we can't help you.
I have never had a problem cashing checks from customers at their banks in the past. It was always cash back, upwards of 1500 bucks without question other than asking for ID. Now, you can't cash one unless you are a member of the bank you are wanting to cash a check at.......... Jerry (in Tucson)
